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He will offer his point of view as cluster manager, on what SMEs need, differences among the different members universities, SME, research institutes, etc. Emphasis will be placed on the loss of data and its possible consequences for the business.


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The talk will try to give the guidelines to prevent them and make your company digitally safer. Brief introduction to the "Seriot" European project, which addresses the issue of internet security of things. CYBECO will have a significant impact on information security investments, on the societal understanding of information security failures and how they should be addressed by properly incorporating intentionality into risk models and facilitating understanding of cyber security failures. SMEs can benefit from the results of this project. Telecommunications Engineering from the University of Malaga, with over 15 years experience in business and strategic consultancy for public administrations and SMEs.

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This session presented the latest trends in digital data privacy, the upcoming privacy challenges which our Big Data era may pose and the EU's latest privacy related policy initiatives. The content of this website does not represent the opinion of the European Commission, and the European Commission is not responsible for any use that might be made of such content.

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The corporate dinosaurs have had their day and it is now the time for the smaller and more agile SME. By helping them to consider their business risks differently, they have the best possible chance to not only survive but thrive. Can an SME really be risk-free?


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Everything in life carries some degree of risk. Starting your own business is one of the bigger ones. It takes guts, passion and a single-mindedness to give up the perceived security of employment to go out and make your own mark on the business world. Hence the title — no small business owner starts out with the idea that he or she will fail, and many may have an unrealistic idea of the risks that they face.

Whether this is down to a poor product or service concept, lack of experience or some other problem, it all eventually leads to a lack of sales and another business closure.

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What is also worrying is that many people expect an SME to fail apart from the aforementioned owner, of course. The banks know the failure rates and seem to be accepting them rather than trying to do something about them.

SME: biggest risks

All this is not to say that it is impossible to make a great success from a small to medium sized business, however. Can your business be truly risk free? No, and nor should you want it to be. Can you become less fragile to the common problems that derail businesses every day? That is the reason for this book.

Echa proposes free SME access to REACH registration data

If SME owners become better at dealing with risk by building businesses that are less fragile to certain events, they obviously stand a better chance to increase their success rate. According to UK Government figures, Where does the SME owner go for their advice? The UK government used to have a resource called Business Link which was an extremely useful tool for the nuts and bolts of a business but lacked anything more than the basic information needed to get started. What about the banks?

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Many lenders operated small business managers, who in my personal experience were largely incompetent and more interested in trying to sell me loans, car finance packages and anything else they thought they could get me to sign for. Then there are networking groups and other resources on the internet, but the validity. This action might not be possible to undo.